When you complete the New Jersey Safe Motorist defensive driving course:
- Two points will be removed from the accumulated points currently on your driver license (N.J.S.A. 39:5-30.9).
- You qualify for a mandatory insurance rate reduction. Contact your insurance company for the amount of your reduction.
- The MVC will only recognize a defensive driving course once every five years for point reduction (N.J.S.A. 39:5-30.9).
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Privacy Policy-We routinely collect personal and/or business information that is needed as part of the quoting and underwriting process. We also collect the same information as part of service and update activities. The Haines & Haines/T.C. Irons Agency will not share that information, or use it in any other way, with outside parties, vendors, etc.

